Why You Have No Financial Discipline – David & Donni [Video]

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David and Donnie emphasize that financial pitfalls often stem from seemingly minor expenses that accumulate over time. David mentions, “Poverty is found in the pennies,” suggesting that it’s not the major purchases that typically derail financial plans, but the small, frequent expenditures that add up. For instance, using services like Instacart and DoorDash can lead to significant upcharges and fees. Donnie admits to paying a 15% upcharge on groceries and a $10 tip for delivery, which can quickly escalate the overall cost.

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00:00:00 – Introduction to the podcast episode
00:05:30 – Discussion about upcoming trip to L.A. for BET weekend
00:09:08 – Discussion on financial responsibility and estate planning
00:17:32 – Conversation about overspending and financial habits
00:24:10 – Importance of auditing personal spending habits
00:29:27 – Using credit cards responsibly for travel benefits
00:33:42 – Mentoring opportunities for entrepreneurs
00:36:27 – Father’s Day gift exchange and discussion about consideration in relationships

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